JJM Auto Service: Redirecting Bank Fees Back Into Growth
For over 20 years, JJM Auto Service has been serving customers in the automotive industry with dependable service and long-standing expertise.
For owner Janusz, running a successful workshop means keeping overheads under control and making smart financial decisions — especially when it comes to payment processing.
The Challenge
Before switching to APS, JJM Auto Service was spending a significant portion of income on bank transaction fees. Over time, those costs added up.
“We were spending a chunk of our income on bank transaction fees.”
For a business operating at scale over two decades, reducing unnecessary expenses became a priority.
Why APS?
The decision to move to APS was straightforward. JJM Auto Service was attracted to the zero-cost payment model and the ability to earn reward points on everyday transactions.
The structure made financial sense — eliminating absorbed fees while still maintaining a professional, reliable payment system.
The Results
Since switching to APS, the benefits have been clear and measurable.
“We are saving lots of money on bank fees. The earned reward points come in very handy when we travel.”
Key outcomes include:
- Significant savings on transaction fees
- Reward points earned through everyday business activity
- A reliable, efficient payment system
Day-to-Day Impact
Operationally, payments continue to run smoothly — but financially, there’s a meaningful difference.
“We can redirect the saved money into growing our business.”
Instead of losing revenue to bank fees, JJM Auto Service is reinvesting those funds into future growth. What Janusz Would Tell Other Businesses
When asked what advice he would give:
“APS has passed the test and proved to be efficient and reliable. We are happy to recommend them.”“APS has passed the test and proved to be efficient and reliable. We are happy to recommend them.”
For JJM Auto Service, APS has delivered what matters most — efficiency, reliability, and the ability to reinvest savings back into the business.
