Low Cost EFTPOS for Australian Businesses
No terminal rental, no setup fees and no lock-in contracts — with Travel Rewards and APS Plus Rewards. Transparent pricing from an Australian team.
What is Low Cost EFTPOS?
Low cost, no surprises.
APS Low Cost EFTPOS means no terminal rental, no setup fees and no hidden charges. You only pay transaction fees when you process payments, and the terminal is provided at no ongoing cost.
Every APS terminal comes with APS Plus Rewards included and Travel Rewards available through Qantas Business Rewards, so your business earns on the payments it already takes.
What does it cost?
No rental, no setup fees, no hidden charges. Transaction fees depend on your business type and volume — contact us for a quote tailored to your business.
What's included?
Your EFTPOS terminal, APS Plus Rewards — our free loyalty and perks program for merchants, staff and customers — and Travel Rewards, so your business can earn Qantas Points through Qantas Business Rewards.
How It Works
Simple, transparent, and set up for you.
Get a Tailored Quote
Tell us about your business and we'll quote transaction fees for your volume. No rental, no setup fees.
Receive Your Terminal
It arrives pre-configured and ready to plug in.
Earn as You Trade
APS Plus Rewards perks are included free, and Travel Rewards let your business earn Qantas Points on the payments you accept.
Which Businesses Benefit Most?
Low Cost EFTPOS works for most Australian businesses.
Cafés & Restaurants
Fast tap-and-go, tip prompts and POS integration, with no terminal rental eating into slim margins.
Retail Stores
Countertop, portable and integrated POS setups with transparent fees.
Tradies & Service Businesses
Accept payments on-site with portable 4G terminals and get paid before you leave the job.
Fitness & Health Studios
Reliable terminals and clear pricing for frequent, mid-range payments.
Events & Ticketing
Portable terminals that run on 4G, built for queues and busy days.
High-Volume Businesses
The more you process, the more you can earn in reward points.
Benefits of Low Cost EFTPOS
Fully Configured for You
We set up your terminal so you can plug in and start taking payments from day one.
No Rental, No Setup Fees
Your terminal is provided at no ongoing cost. You only pay transaction fees when you process payments.
Travel Rewards
Earn Qantas Points for your business on the payments you already take, through Qantas Business Rewards.
APS Plus Rewards Included
A free loyalty and perks program: discounts on essentials, travel and services for you, your staff and your customers.
Transparent Pricing
Clear fees, no hidden charges, and month-to-month terms with no lock-in contracts.

Use Cases
APS Low Cost EFTPOS works across industries where every dollar matters.

Service Businesses
get paid on-site with portable terminals.

Cafés & Restaurants
keep queues moving with tap-and-go and tip prompts.

Retail Stores
integrate with your POS and pay no terminal rental.

High-Volume Businesses
earn reward points on every transaction.
Your Choice, Your Control
Choose the terminal and features that fit how you trade.
Countertop, portable or integrated terminals.
Add tipping, reporting and POS integration when you need them.
Month-to-month — no lock-in contracts.
Start simple and expand as your business grows.
Low Cost EFTPOS — Frequently Asked Questions
Everything you need to know about low cost EFTPOS and how it works for Australian businesses.
Our Low Cost EFTPOS means no rental fees, no setup fees, and no hidden charges. You only pay the transaction fees when you process payments. The terminal is provided at no ongoing cost.
Ready to Switch to Smarter EFTPOS?
Fill out the form and one of our EFTPOS specialists will be in touch to help you find the perfect solution for your business.
Prefer to talk?
1300 096 983Email us at
info@aps.businessLow Cost. More Rewards.
APS Low Cost EFTPOS gives you a terminal with no rental or setup fees, APS Plus Rewards included and Travel Rewards available. Talk to our Australian team and get a quote for your business.